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We frequently travel abroad and we realized that it is cheaper to use the credit card for foreign currency. Once in the foreign country, I look for an ATM machine to withdraw local money for our needs. The credit card would charge me an interest for that which is still below the usual mark up of money changers. And there's no hassle in the error for the exact amount when changing money. So next time you travel abroad, just use your credit card and no need to change into the local currency for what you withdraw is the local currency. Very convenient and practical.